A senior citizen whose mind is ravaged from Alzheimer’s is unable to completely identify her financial plans. Many insurance companies know this. These companies review their policies periodically, identify benefits that should have been paid years ago, and report those dollars to the treasurer’s office when they can’t find the beneficiaries. These companies follow the rules, treat their customers with respect, and want to help the survivors. However, the governor's veto of House Bill 302 would cripple the treasurer’s ability to hire outside auditors. Governor Rauner attempts to strip away the only effective enforcement tool the treasurer has to make sure that businesses, including life insurance companies, follow the rules. Starting with Treasurer Judy Baar Topinka every state treasurer — Democratic and Republican — has utilized contract auditors. If the governor’s veto were accepted, Illinois would be the only state in the nation to completely prohibit these types of outside audits. The numbers show why auditors are needed. Of the life insurance benefits reported to the treasurer’s office over a five-year period, 80 percent came from audits while only 20 percent was reported voluntary.
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