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It seems kind of backward. – Ron, Surrey, B.C. Even in eco-friendly British Columbia, you still need to keep plenty of paper in your glove compartment. "You must legally carry the original or unaltered photocopy of the owner's certificate of insurance and vehicle licence in the vehicle while it's operated," said Lindsay Olsen, spokeswoman for the Insurance Corporation of British Columbia (ICBC). You need the paperwork even though, in B.C., your licence plate decals show that you're insured for the year. And, no, there's no app for that. Olsen said there are "no immediate plans" to allow drivers to carry proof of insurance on their phones. Right now, no province allows electronic proof of insurance if you're pulled over – but 46 U.S. states do. "It's all about convenience," said Alex Hageli with the Property Casualty Insurers Association of America (PCI), an industry group that promoted the laws. "I've heard millions of stories about how people got pulled over and they realize, 'Oh, this is expired' or 'I've got three cards, and they're all older than three months, so I'll get a ticket.'" Connecticut, New Mexico and Washington, D.C.

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