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"By listening and building a common understanding of the problems people are facing, the solutions that will make life better will be found." Bryan Yu of Central 1, a trade association for credit unions in B.C. and Ontario, said he expects Monday's interim budget to do little more than emphasize the overall health of the provincial economy. Central 1 recently released an economic forecast lauding the state of B.C.'s economy and predicted continuing growth through to 2020, much of which he ascribed to external factors. "What really drives the economy and drives these cycles in the economy is not the government," Yu said. "It's largely the macroeconomic factors of that low Canadian dollar, the interest rate and then what comes out of that in terms of people movement from across the provinces, as well as internationally." Public accounts figures released in late August indicate the province finished off the past fiscal year with a $2.7-billion surplus, and some experts are questioning how that excess will be used. Kevin Milligan, an economist at the University of British Columbia's Vancouver School of Economics, wondered to what extent that money might be broken up between tax relief and spending on social programs. "There's certainly room there to do some things on the tax side beyond just increasing taxes," he said, referencing the NDP's election pledge to up the corporate tax rate by a percentage point and restore a tax bracket for those who earn more than $150,000 annually. Milligan said he also expects the budget update to include provisions for several promises contained in the Green-NDP governing agreement, including commissions tasked with looking into eliminating medical premiums and reforming the minimum wage, as well as a basic income pilot study. "You've got to get going on those things.

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