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Hanley said designing those icons, and the overall tone of the app seemed as much of a challenge as the regulatory hurdles given the nature of the subject it’s addressing. One example comes in the form of selecting potential guardians for children. A user can start typing in names, and it pulls out information from their contacts and sends the potential guardian a text message. The goal here is to start a conversation and begin a soft process of ensuring that the right people are tapped as guardians — and, perhaps more importantly to Hanley, that they can change them when necessary. “We knew that

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Serota, president and CEO of BCBSA, said Christie's early plan "goes significantly beyond what is typically required by other states," and creates "the precise type of situation the license agreements prohibit" to ensure independence. All this was before the insurer saw a bill it believes is a bigger threat. What started as a fight about money—Christie wanted $300 million from Horizon BCBS for an opioid treatment fund—has evolved into a debate about transparency, executive pay, and what the insurer's mission should be. On Thursday, Senator Joseph Vitale, a veteran Democrat and his chamber’s h

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